How to Pay Us: Making Cross-Border Payments Simpler and Safer

Hix Fitness collaborate with major banks and financial institutions around the world to provide our customers with more efficient, secure and low-cost cross-border payment services.

In a globalized trade environment, cross-border payments have always been a core challenge for foreign trade enterprises. Traditional bank transfers and letters of credit, while secure, are often cumbersome, expensive, and slow to process.

As emerging markets become an important driver of foreign trade growth, having a safe, efficient, and low-cost cross-border collection channel is increasingly critical.

 

Emerging Markets Rise, Bringing New Challenges for Cross-Border Payments

In recent years, China's foreign trade landscape has changed significantly. According to our partners, from January to September 2025, payments received from emerging markets in Asia, Africa, and Latin America accounted for 75.9% of all overseas collections on their platform.

Foreign trade collections from Africa, Southeast Asia, and Latin America have grown by 369.1%, 102.2%, and 93% year-on-year, respectively. This trend indicates that emerging markets are becoming a new “blue ocean” for foreign trade companies expanding overseas.

However, these markets also present certain payment challenges:

• Buyers may lack sufficient US dollars, making compliant collection difficult.
• International remittance fees are high, with intermediary bank charges taking a significant portion.
• Slow fund arrival affects cash flow efficiency.
• Compliance requirements vary by country and are complex, creating uncontrollable risks.

 

Our Partner’s Solutions: Diversified Collection Methods for Global Trade

To address these pain points, our partners offer a series of innovative solutions, mainly four collection methods:

 

Global Collection Accounts

These accounts can be used to receive payments for international trade, supporting 16+ major currencies and covering over 80% of countries and regions worldwide, from North and South America to Europe, Asia, and Africa, ensuring the security of your funds.

 

Local Collection Accounts

We have established local collection accounts in exporting countries, allowing overseas buyers to pay in local currency directly.

By deploying localized accounts globally, we can collect local currency directly in Africa, Southeast Asia, Latin America, the Middle East, Europe, the US, Australia, and South Korea, without intermediary fees, often receiving funds on the same day.

 

Invoice Collection

We issue payment requests to buyers via invoice links, making it convenient for buyers to complete payment through the link.

 

Flexible Payment (Pay-as-You-Go)

Building on invoice collection, this method allows buyers to make multiple payments as needed in local currency. Payments can be made via a payment link or QR code, making it easy to pay for B2B physical trade imports.

 

Why Choose Our Partners?

 

1. Faster Fund Arrival

Our partners provide services with fund arrival as fast as 1 second. Local collection accounts can achieve same-day receipt, greatly shortening the payment cycle.

 

2. More Secure Fund Protection

The core strength of our partners lies in their B2B cross-border trade anti-money laundering and risk control capabilities. They have professional risk control teams and advanced AI analysis, ensuring transaction safety.

Based on years of B2B cross-border payment experience and multidimensional data, our partners have built a global unified trade settlement network and standardized risk control system, establishing a comprehensive digital, automated, and standardized risk management mechanism.

To ensure all operations comply with international regulatory standards and partner financial institutions’ compliance requirements, they have established a global, unified, standardized, and replicable cross-border risk control system, covering two key areas: customer onboarding and transaction monitoring.

In 2025, our partners launched TradePilot 2.0, an upgraded foreign trade financial AI model. It analyzes product, industry, and regional characteristics to quickly assess potential risks and trigger alerts, helping foreign trade companies identify risks and significantly enhance transaction security.

This model was selected as one of the first “AI+” excellent applications in Shanghai’s business sector, marking the first award-winning company in the cross-border finance industry.

 

3. More Flexible Service Model

They provide one-on-one service, simple and fast operations, allowing cross-border transfers anytime.

Supporting payments in 56+ currencies globally, trusted by over 700,000 cross-border traders, helping save up to 10% in trade costs.

 

4. Global Presence and Wide Service Network

Our partners have served over 700,000 enterprise clients, with overseas clients accounting for over 47%. Local collection accounts cover over 80% of countries and regions worldwide, including Africa, Southeast Asia, Latin America, the Middle East, Europe, the US, Australia, and South Korea. In 2025, they expanded to Mexico, Brazil, Ghana, South Africa, Turkey, and Egypt.

Wherever our clients are located, our partners provide premium payment channels and tailor-made solutions.